Case Study: Woman-owned Recreation Business Receives Capital Expenditure Loan to Grow Their Footprint

The Business Development Company recognized the management team had established the business model’s ability to successfully generate significant cash flow…

Background

Two years after successfully launching their first recreational outdoor activity site, the company’s management team sought to expand through satellite operations in other geographic markets. That growth would require a significant investment in equipment and leasehold improvements, but the founders had depleted their personal resources, and the company’s earnings track record remained too early stage to obtain a bank loan

Our Solution

The Business Development Company recognized the management team had established the business model’s ability to successfully generate significant cash flow, and that cash flow could be leveraged. Equally significant, key employees had been trained and a detailed operations manual had been developed to minimize execution riskBased on our confidence in the firm’s management team and their proven business model, we supplied a $250,000 term loan to fund the planned capital expenditures needed to grow the business in two new cities.

Results

The Company used the term loan to purchase the new equipment and make the improvements needed to open a second location, followed a year later by a third. Fast forward: the company now has five locations in four states, and management is exploring options to further accelerate growth through a franchise model or a large equity raise.